Every fixed
payment,
in one place.

Insurance, phone, internet, subscriptions — everything that bills you on a schedule whether you're thinking about it or not. Nothing renews without you noticing.

  • No bank connection, ever
  • Weekly, monthly, quarterly, yearly
  • Reminders before every charge
Download on theApp Store

One purchase. No subscription of its own.

TAOT home screen showing a monthly total and the list of tracked payments

It tracks what
you're committed to.

Budgeting apps try to capture every coffee. TAOT only cares about the payments that repeat — the ones that are easy to forget precisely because you never have to think about them.

InsuranceHealth, car, home, life, pet
BillsPhone, internet, power, water
HousingRent, mortgage, property tax
SubscriptionsStreaming, software, cloud
TransportCar payment, parking, transit
LoansStudent, personal, instalments
MembershipsGym, clubs, professional
FamilyChildcare, school fees, care

Four taps from
“what am I paying?”

Your total, what's due next, where it goes, and what you've already cut.

Home screen with monthly total
Upcoming charges
Yearly projection
The add screen, showing the service catalogue

Know your
real burn.

One honest number for what you're committed to each month, and what it works out to across a year. Annual and quarterly bills are normalised, so a yearly premium doesn't stay hidden until it lands.

Yearly commitment$6,306at this rate
Yearly projection and spend broken down by payment

No more
quiet charges.

Every upcoming charge in order, with a reminder ahead of each one — enough of a window to actually cancel something before the money moves.

Reminder window2 daysahead · 9:00 AM
Upcoming charges listed by days until due

Essential,
or not.

Mark each payment essential or optional and see the split instantly. Insurance and the phone bill aren't going anywhere — but now you can see how much of your month isn't spoken for.

Optional share33%of this month
Adding Netflix, showing plan tiers, billing cycle and the essential control
Pricing

Buy it once.
It's yours.

TAOT is a one-time purchase. No monthly fee, no tiers, nothing to upgrade to — it would be a strange thing for a tracker built to shrink your subscriptions to become another one.

One paymentPay once and keep it No subscriptionNo recurring TAOT fee Free updatesImprovements included No in-app purchasesNo surprise unlocks

Your money
is your business.

TAOT never asks for a bank login, because it never needs one. There's no account to create and nothing to sign in to — your payments live on your device.

No bank connection No account required No ads No analytics SDKs Nothing leaves your phone

Know what
you're paying for.

TAOT is available now on iPhone. See every fixed payment in one private place.

Download on the App Store

One purchase. No subscription.